Home Loans

Whether you’re a first-time homeowner or making space for your growing family, First Federal Bank offers loans designed to meet your specific needs – backed by personal lending experts and quick, local decision making.

Types of Home Loans

 Participating Programs

Home Equity Loans & Lines of Credit

You work hard. Let the equity you have in your home work just as hard for you. With the equity in your home, you can consolidate your debt, free up money for virtually anything, and possibly save money by paying off high-interest loans.

Home Equity Loans

Home Equity loans can be used for any purpose – including the purchase of a new vehicle, paying college tuition, or home improvements, just to name a few.

• Fixed rate
• A variety of terms are available
• Interest may be tax deductible*

Home Equity Lines of Credit

The Home Equity Line of Credit is an open line of credit that is based on the equity you have built up in your home.

• Variable rate
• Interest may be tax deductible*
• Revolving line of credit
• Can be accessed by check, telephone transfer, or online banking

The money you need is available quicker and easier than you think. For more information, contact us or stop by your nearest First Federal Bank branch today.

*Consult your tax advisor for further information.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), which was created to enhance consumer protection, requires Mortgage Loan Originators to be registered with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain this registration.

Mortgage Loan Originators & NMLS Registry