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Personal Savings Accounts, Perfect For Your Needs

First Federal Bank offers an array of personal savings accounts tailored to fit your unique needs. Whether you’re opening your first account, or simply planning ahead for a more financially secure future, we’re here to help.

 

Planning for a financially secure future is a smart decision, and First Federal Bank knows that every customer has different financial goals. Whatever the case, First Federal Bank offers a complete line of savings plans that are tailored to fit your individual needs.

Personal Savings AccountService ChargeBalance to Avoid ChargeInterest Rate InformationAdditional Benefits & Other Information

My First Savings Account

N/A

N/A

Earn interest on daily balance of $10 or more

  • $50 minimum opening deposit
  • Minor statement savings account
  • Available for youth under 18 years of age
  • Three withdrawals allowed per cycle; Withdrawals after three will incur a $1 charge
  • Limited to six pre-authorized, automatic, telephone or electronic transfer debits per cycle; $3 charge per item, thereafter

Regular Savings Account

$3

$150

Earn interest on daily balance of $10 or more

  • $150 minimum opening deposit
  • Three withdrawals allowed per cycle; Withdrawals after three will incur a $3 charge
  • Limited to six pre-authorized, automatic, telephone or electronic transfer debits per cycle; $3 charge per item, thereafter

Access 90 Account

$15

$1,000

Earn interest on daily balance. Rate varies based on the applicable interest rate tier.

  • $1,000 minimum opening deposit
  • Interest rate tiered on balances of: $0-24,999;$25,000-74,999;$75,000-149,999;$150,000 or greater
  • Unlimited deposits allowed
  • Withdrawals allowed during first ten days of each calendar quarter; after first ten days, a $25 charge will be incurred for each withdrawal

Christmas Club Account

N/A

N/A

Earn interest on daily balance of $10 or more

  • $5 minimum opening balance
  • First Federal Checking account required
  • Automatic transfers can be made weekly, bi-weekly or monthly
  • Monthly account statement combined with checking account statement
  • Counter deposits accepted in $5 increments
  • Balance transfer to checking account on October 31 each year, available on first business day after transfer
  • $10 Close Out Service Charge if closed on any day other than November 1

Home Buyer Account

N/A

N/A

Earn interest on daily balance of $10 or more

  • $10 minimum opening deposit
  • Funds used for a First Federal Mortgage
  • When combined with a qualified checking account*, earns higher yield than Regular Savings Account on daily balances of $10,000 or less
  • Loan incentives
  • Loss of 90 days simple interest on withdrawals for reasons other than First Federal Mortgage 

*Qualified Checking Account is defined as an active checking account with regular transactions such as deposits, checks, debit card transactions, etc.

 

 

Locations

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Financial Calculators

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