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About First Federal Bank of Louisiana



Please click here to view First Federal Bank's COVID-19 response.

It’s simple really – we’re local!

First Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for over 70 years. With 16 branches serving multiple parishes in Southwest and Central Louisiana, we are proud to offer our customers a wide variety of products and services to meet all of their financial needs. We offer Personal and Business Checking Accounts, Savings and CDs, multiple retirement options, Home Equity Lines of Credit, as well as Mortgages and Consumer Loans. Our established Investment and Insurance divisions also offer a full line of products. Over the years, First Federal Bank has established a reputation for fast, professional service. We believe our customers expect and deserve nothing less.

Mission Statement

We will empower individuals and businesses to realize their dreams and attain their goals with meaningful financial products and services.

Enterprise Risk Management

Measuring and Managing Enterprise-Wide Risk to Improve Organizational Performances and Profitability

Enterprise Risk Management (ERM) is a discipline by which First Federal Bank measures, monitors and controls various types of risk on a bank-wide basis. Our Board of Directors, Executive Management and staff remain very involved in administering the policies and procedures in place in order to manage and mitigate our risk factors.

At First Federal Bank, we use key risk indicators to improve our organization’s risk strategy.

We understand how key risk indicators are implemented as assessment tools for effective ERM. We have a bank-wide initiative to minimize operational risk exposure and a risk management system that includes bank awareness and accountability throughout all lines of business.

We have an ERM framework that works to mitigate risk and uses measures and metrics to identify, manage and combat enterprise risk. Our main goal is to lessen the influence and impact of market conditions on our business and the bank’s assets.

Major Risk Focus:

  • Strategic Risk
  • Credit Risk
  • Liquidity Risk
  • Reputation Risk
  • Market Risk (Interest Rate Risk)
  • Operational Risk
  • Compliance/Legal Risk

Each line of business is assessed with specific guidelines to identify (Risk Classification) and accurately measure (Risk Profile) the quality and quantity of risk and the direction of likely changes to the risk profile on an annual basis.



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