Online Banking

Real Estate Loans

First Federal has been in the lending business for over 68 years. We know that each customer’s financial goals are different, which is why our loan products are tailored to meet our customer’s needs. Whether you are buying your first home or a second home, building your dream home or just planning a vacation, come to First Federal Bank.

Enter our Home Loan Center to find the Loan Officer nearest you and apply now for a mortgage loan. Upon entering, you can create an account to begin your loan application online or sign in to complete an existing application. Once you've begun your application, you can retrieve disclosures and upload documents to your Loan Officer. Use our mortgage calculators to assist with your financial planning. It's never been easier to apply for the perfect home loan.

Home Loan Center


Whether you’re a first-time homeowner or making space for your growing family, First Federal Bank offers loans designed to meet your specific needs – backed by personal lending experts and quick, local decision making.

  • Purchase, refinances or home improvements
  • Construction and permanent financing
  • Loans for primary residences, second homes, rental properties or lots
  • Fixed or variable rates
  • Competitive rates and low closing costs
  • Various terms available
  • Monthly payment options

First Federal Bank participates in the following loan programs:

  • Conventional
  • FHA
  • VA
  • USDA Rural Housing
  • First-time homebuyers
  • Affordable housing programs
  • State and parish programs – as available
  • Down payment/closing costs assistance programs – as available

Home Equity Loans & Lines of Credit

You work hard. Let the equity you have in your home work just as hard for you. With the equity in your home, you can consolidate your debt, free up money for virtually anything and possibly save money by paying off high-interest loans.

Home Equity Loans

Home Equity loans can be used for any purpose – including the purchase of a new vehicle, paying college tuition or home improvements, just to name a few.

  • Fixed rate
  • A variety of terms are available
  • Interest may be tax deductible*

Home Equity Lines of Credit

The Home Equity Line of Credit is an open line of credit that is based on the equity you have built up in your home.

  • Variable rate
  • Interest may be tax deductible*
  • Revolving line of credit
  • Can be accessed by check, telephone transfer or online banking

The money you need is available quicker and easier than you think. For more information, contact us or stop by your nearest First Federal Bank branch today.

*Consult your tax advisor for further information.

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), which was created to enhance consumer protection, requires Mortgage Loan Originators to be registered with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain this registration.

Mortgage Loan Originators & NMLS Registry



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