Online Banking

Consumer Loans

Embrace the Life You’ve Earned

Whether you’re planning a home improvement project, overdue for a vehicle upgrade or taking the vacation of a lifetime, First Federal Bank offers personal loans designed to meet your needs. Contact us today to learn more!


We offer:

  • Personal loans and revolving lines of credit
  • Pledge loans (certificate of deposit or savings secured loans)
  • Secured and unsecured loans
  • Fixed rate
  • Various terms

Visa® Credit Cards

Strengthen your financial security, and prepare for times of emergency with the First Federal Bank Visa® Credit Card. It offers easy access to additional funds as needed. Plus, through our partnership with UChoose Rewards®, you’ll earn points with every purchase, redeemable for some serious goodies at a number of your favorite retailers.

  • Earn a UChoose Reward® point for every $1 spent – wherever you shop
  • Redeem points for Cash Back, Gift Cards, Merchandise and Travel
  • Points earned when you shop in-store and online for all purchases
  • Earn more points when you shop at participating retailers
Visa® Secured Visa® Classic Visa® Gold Visa® Platinum 

12.95% APR Purchase & Balance Transfers
14.95% APR Cash Advances

12.95% APR Purchase & Balance Transfers
14.95% APR Cash Advances 

9.90% APR Purchase & Balance Transfers
11.90% APR Cash Advances 

8.90% APR Purchase & Balance Transfers
10.90% APR Cash Advances

$25 annual fee




No Balance Transfer Fees

No Balance Transfer Fees

No Balance Transfer Fees 

No Balance Transfer Fees 



UChoose Rewards®

UChoose Rewards®

Stop by your nearest First Federal Bank branch or contact us today to learn more.

For Existing Customers

Your monthly credit card statement and online payment options are available at

Your Credit Card Agreement is available upon request. To request a copy, contact us. Include your name, type of card, and the last four digits of your account number.

To request a copy by phone, call (800) 860-1238.

Online Access



Education Center

Financial Calculators

Reorder Checks

Report Lost or Stolen Card

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